Learn about the terms and conditions that govern your use of the application and define your rights and obligations to ensure a safe and organized experience.

This website is owned and managed by IKHWA DIGITAL, and in this site, we refer to IKHWA DIGITAL as 'we,' 'our,' or 'us'.

These terms of use apply to your use of our website, so please read them carefully before you start browsing the site. You may want to print a copy of these terms for future reference.

By using, accessing, or browsing the company's website, you accept and agree to comply with the terms of use set forth, whether you are a visitor or a registered user. If you do not agree with these terms, the company does not permit you to use this site under any circumstances.

Our applied privacy policy outlines the basis on which the company collects and uses personal data, as well as the cookies and other similar tools used by us, and how you can manage your preferences regarding cookies.

1. This website is operated by IKHWA DIGITAL BY IKHWA NETWORK LLC.
2. IKHWA DIGITAL is a limited liability company.

1. We may revise these terms at any time and make changes to this page.
2. Therefore, we encourage you to visit this page from time to time to review any changes we make, as they will be binding on you.

1. The purpose of creating the content on the pages of this website is solely to provide you with general information and uses only. The company reserves the right to modify the content at any time without being obliged to update any information available on the site, meaning the content may become outdated at any time.
2. We do not guarantee that our website, or any content available on it, is free from errors or omissions.

1. You have the right to access our website for free and without charge.
2. We do not provide any assurance that our website or any part of its content will always be available without interruption. Access to our website is permitted on a temporary basis. We may suspend, withdraw, discontinue, or change our website, in whole or in part, without prior notice and without any liability to you for the unavailability of our website for any reason and at any time.
3. You are responsible for taking all necessary steps to access our website.
4. You are also responsible for ensuring that all persons who access our website through your internet connection are fully aware of these Terms of Use and any other applicable terms and conditions, and that they comply with them.

1. All intellectual property rights associated with this website, its contents, and the materials posted on it, including but not limited to text publications, designs, graphics, distinctive logos, icons, images, videos, downloads, and computer programs, are the exclusive property of the company or its licensors. These rights are protected by copyright, trademark laws, or other intellectual property rights owned by the company or its licensors.
2. You may print a single copy and download content from any one or more pages of our website for your personal use. You may also bring the content on our site to the attention of others within your organization.
3. You may not modify any content on this website, whether in whole or in part, or publish, transmit, distribute, sell, reproduce, create derivative works, or exploit it in any way.
4. You are required to acknowledge our position (and that of the contributing entities) as the authors of the content on our website.
5. You are prohibited from using any part of the content available on our website for commercial purposes without obtaining prior permission from us or our licensors.
6. If you print, copy, or download any part of our website in violation of these Terms of Use, your right to use our website will be immediately terminated, and you will be required — at our discretion — to return or destroy any copies of the materials you have made.

1. The company affirms that all information or content on the website is provided "as is" without any guarantee of completeness, and therefore, the company makes no representations or warranties regarding the accuracy, reliability, or completeness of any part of the information. Your reliance on the content or materials of this website is solely at your own risk. We are not responsible for any loss or damage arising from your use of our website or any information or content available on it. You should seek professional advice before taking any action or refraining from taking action based on the content of the website. You are solely responsible for ensuring that the services or information available on this website meet your specific needs.
2. The company makes reasonable efforts to update the information posted on our website; however, we do not make any express or implied representations or warranties that the content on our site is accurate, complete, or up-to-date.

1. These Terms of Use do not exclude or limit our liability for any death or personal injury caused by our negligence, fraud, misrepresentation, or any other liability that cannot be excluded or limited by law.
2. To the extent permitted by law, we exclude all conditions, warranties, representations, and any other terms that may apply to our website or any content contained therein, whether express or implied.
3. We are not liable to the user for any loss or damage arising from contractual breach, tortious liability (including negligence), or any breach of legal duty or otherwise, even if foreseeable, arising from or in connection with the following:
   • The use of our website or the inability to use it, or
   • The use of any content appearing on our website or reliance on it.
4. If the user is a legal entity, please be aware that we do not accept any liability for:
   • Loss of profits, sales, business, or revenue
   • Business disruption
   • Loss of anticipated savings
   • Loss of business opportunities, reputation, or goodwill
5. If the user is a customer of the company, please be aware that we provide our website for local and personal use only. You agree not to use our website for any commercial purposes, and you may not hold us liable for any loss of profits, business, business interruptions, or loss of commercial opportunities.
6. We are not liable for any loss or damage resulting from any viruses, multi-system denial-of-service attacks, or any other technically harmful materials that may damage your computer, software, data, or any other proprietary materials as a result of using our website or downloading any content posted on it or any linked websites.
7. We are not responsible for the content of websites linked to our site, and the presence of such links should not be construed as an endorsement by us. You agree that we are not liable for any losses or damages you may incur as a result of using those linked websites.

1. We do not guarantee that our website is secure or free from any bugs or viruses.
2. You are responsible for configuring and organizing your IT programs, computer systems, and platform to access our website. You should use your own software to protect against viruses.

You are prohibited from misusing our website by knowingly introducing viruses, privacy breach programs (Trojans), destructive programs (worms), logic bombs, or any other malicious or technologically harmful materials. You must refrain from attempting unauthorized access to our website, the server hosting our website, or any other server, computer, or database connected to our website. You are also prohibited from subjecting our website to a denial-of-service attack or a distributed denial-of-service attack. We will report any such violations to the relevant law enforcement authorities, cooperate with them, and disclose your identity to those authorities. If you commit such a breach, your right to use our website will be immediately terminated.

1. You may link to our homepage, provided that you do so in a fair and legal manner and do not harm our reputation or take advantage of it.
2. You may not create any link that suggests there is an affiliation, endorsement, or authorization from us when none exists.
3. You are prohibited from creating a link to our website on any website that you do not own.
4. It is prohibited to display our website within a frame on any other site, and you may not create a link to any part of our website other than the homepage.
5. We reserve the right to revoke the linking permission without notice.
6. You must ensure that the website from which you are linking complies with the content standards outlined in Section 13 below in all respects.
7. If you wish to use any content from our website other than as stated above, please contact us at the email address contact@ikhwainvestments.com.

This website may contain links to external websites owned and operated by third parties, and the presence of these links should not be interpreted as our endorsement of those links or any information you may obtain from those sites. We emphasize that the purpose of providing these links is for informational purposes and to allow you to benefit from them. The company has no control over any third-party website and is not responsible for its availability or the content it provides. If you have any inquiries regarding those links or the content on those external sites, please contact the site owner or administrator. The company assumes no responsibility for the content of any website you visit through our site and is not liable for any loss or damage resulting from your use of them.

Your use of our website means that you agree to refrain from:

1. Engaging in any activity that encourages or causes criminal conduct, or executing it.
2. Using our website for any purpose other than personal use.
3. Using the website for any unlawful or prohibited purpose under these terms of use.
4. Sending emails, transmitting, or posting any content that, in our sole discretion, is defamatory, obscene, infringes upon copyrights or the rights of any third party, or is obscene, inappropriate, threatening, hateful, harassing, or involves hate speech, insults, or terrorism directed at an individual or group based on religion, gender, sexual orientation, race, age, disability, or is otherwise illegal in any other way.
5. Advertising or promoting any products or services of yours or any third party, or sending unsolicited 'spam' emails.
6. Transmitting files that contain viruses, Trojans, or other malicious software.
7. Accessing or attempting to access other users' accounts or breaching the security measures of our site or attempting to do so.

1. If you choose or are provided with an identification number, password, or any other information as part of our security procedures, you are obligated to handle that information with complete confidentiality and refrain from disclosing it to any third party.
2. We have the right to disable any identification code or password at any time, whether chosen by you or assigned to you, if we believe that you have failed to comply with any of the provisions of these terms of use.
3. If you become aware or suspect that someone else has gained knowledge of your identification code or password, you are required to notify us immediately at the email address contact@ikhwainvestments.com.

You agree to indemnify the company, its affiliates, directors, owners, employees, and agents, and hold them harmless from any claims, liabilities, losses, costs, and expenses, including legal fees, arising from the content you share or your violation of these terms of use, or any breach or infringement by you of intellectual property laws.

The company reserves the right, at its sole discretion, to restrict, suspend, or terminate your access to the site or any part of it for any reason and without prior notice. The company also has the right, without prior notice or liability, to change, suspend, or discontinue the site or any part of it at any time, including the availability of any content.

The laws of the Kingdom of Morocco, as applied in the Fès-Meknès region, govern your use of this website and any dispute arising from such use. Jurisdiction to resolve any disputes related to these terms of use is vested in the civil courts of the Fès-Meknès region.

To contact us, please email us at: contact@ikhwainvestments.com.